<xml xmlns:o="urn:schemas-microsoft-com:office:office">
 <o:File HRef="master06.htm"/>
 <o:File HRef="master06.xml"/>
 <o:File HRef="preview.wmf"/>
 <o:File HRef="master07.htm"/>
 <o:File HRef="master07.xml"/>
 <o:File HRef="pres.xml"/>
 <o:File HRef="slide0208.htm"/>
 <o:File HRef="master07_background.gif"/>
 <o:File HRef="master07_image001.gif"/>
 <o:File HRef="slide0208_image002.png"/>
 <o:File HRef="slide0208_image003.gif"/>
 <o:File HRef="slide0204.htm"/>
 <o:File HRef="slide0015.htm"/>
 <o:File HRef="slide0015_image004.jpg"/>
 <o:File HRef="slide0015_image005.jpg"/>
 <o:File HRef="slide0114.htm"/>
 <o:File HRef="master06_background.gif"/>
 <o:File HRef="master06_image006.gif"/>
 <o:File HRef="slide0114_image007.jpg"/>
 <o:File HRef="slide0088.htm"/>
 <o:File HRef="slide0088_image008.jpg"/>
 <o:File HRef="slide0088_image009.jpg"/>
 <o:File HRef="slide0164.htm"/>
 <o:File HRef="slide0057.htm"/>
 <o:File HRef="slide0057_image010.jpg"/>
 <o:File HRef="slide0137.htm"/>
 <o:File HRef="slide0137_image011.jpg"/>
 <o:File HRef="slide0137_image012.jpg"/>
 <o:File HRef="slide0138.htm"/>
 <o:File HRef="slide0138_image013.jpg"/>
 <o:File HRef="slide0138_image014.jpg"/>
 <o:File HRef="slide0207.htm"/>
 <o:File HRef="slide0207_image015.jpg"/>
 <o:File HRef="slide0207_image016.jpg"/>
 <o:File HRef="slide0150.htm"/>
 <o:File HRef="slide0150_image017.jpg"/>
 <o:File HRef="slide0150_image018.jpg"/>
 <o:File HRef="slide0121.htm"/>
 <o:File HRef="slide0121_image019.jpg"/>
 <o:File HRef="slide0121_image020.jpg"/>
 <o:File HRef="slide0003.htm"/>
 <o:File HRef="slide0003_image021.jpg"/>
 <o:File HRef="slide0003_image022.jpg"/>
 <o:File HRef="slide0002.htm"/>
 <o:File HRef="slide0002_image023.jpg"/>
 <o:File HRef="slide0002_image024.jpg"/>
 <o:File HRef="slide0029.htm"/>
 <o:File HRef="slide0029_image025.jpg"/>
 <o:File HRef="slide0029_image026.jpg"/>
 <o:File HRef="slide0029_image027.gif"/>
 <o:File HRef="slide0022.htm"/>
 <o:File HRef="slide0022_image028.jpg"/>
 <o:File HRef="slide0022_image029.jpg"/>
 <o:File HRef="slide0083.htm"/>
 <o:File HRef="slide0083_image030.jpg"/>
 <o:File HRef="slide0083_image031.jpg"/>
 <o:File HRef="slide0090.htm"/>
 <o:File HRef="slide0090_image032.jpg"/>
 <o:File HRef="slide0090_image033.jpg"/>
 <o:File HRef="slide0107.htm"/>
 <o:File HRef="slide0107_image034.jpg"/>
 <o:File HRef="slide0107_image035.jpg"/>
 <o:File HRef="slide0092.htm"/>
 <o:File HRef="slide0092_image036.jpg"/>
 <o:File HRef="slide0092_image037.jpg"/>
 <o:File HRef="slide0165.htm"/>
 <o:File HRef="slide0142.htm"/>
 <o:File HRef="slide0142_image038.jpg"/>
 <o:File HRef="slide0142_image039.jpg"/>
 <o:File HRef="slide0143.htm"/>
 <o:File HRef="slide0143_image040.jpg"/>
 <o:File HRef="slide0143_image041.jpg"/>
 <o:File HRef="slide0144.htm"/>
 <o:File HRef="slide0144_image042.jpg"/>
 <o:File HRef="slide0144_image043.jpg"/>
 <o:File HRef="slide0166.htm"/>
 <o:File HRef="slide0197.htm"/>
 <o:File HRef="slide0197_image044.png"/>
 <o:File HRef="slide0197_image045.jpg"/>
 <o:File HRef="slide0148.htm"/>
 <o:File HRef="slide0148_image046.jpg"/>
 <o:File HRef="slide0148_image047.jpg"/>
 <o:File HRef="slide0151.htm"/>
 <o:File HRef="slide0151_image048.jpg"/>
 <o:File HRef="slide0151_image049.jpg"/>
 <o:File HRef="slide0149.htm"/>
 <o:File HRef="slide0149_image050.jpg"/>
 <o:File HRef="slide0149_image051.jpg"/>
 <o:File HRef="slide0152.htm"/>
 <o:File HRef="slide0152_image052.jpg"/>
 <o:File HRef="slide0152_image053.jpg"/>
 <o:File HRef="slide0152_image054.gif"/>
 <o:File HRef="slide0167.htm"/>
 <o:File HRef="slide0074.htm"/>
 <o:File HRef="slide0074_image055.jpg"/>
 <o:File HRef="slide0067.htm"/>
 <o:File HRef="slide0067_image056.jpg"/>
 <o:File HRef="slide0067_image057.jpg"/>
 <o:File HRef="slide0063.htm"/>
 <o:File HRef="slide0063_image058.jpg"/>
 <o:File HRef="slide0063_image059.jpg"/>
 <o:File HRef="slide0064.htm"/>
 <o:File HRef="slide0064_image060.jpg"/>
 <o:File HRef="slide0064_image061.jpg"/>
 <o:File HRef="slide0066.htm"/>
 <o:File HRef="slide0066_image062.jpg"/>
 <o:File HRef="slide0066_image063.jpg"/>
 <o:File HRef="slide0066_image064.gif"/>
 <o:File HRef="slide0153.htm"/>
 <o:File HRef="slide0153_image065.jpg"/>
 <o:File HRef="slide0153_image066.jpg"/>
 <o:File HRef="slide0154.htm"/>
 <o:File HRef="slide0154_image067.jpg"/>
 <o:File HRef="slide0154_image068.jpg"/>
 <o:File HRef="slide0154_image069.gif"/>
 <o:File HRef="slide0118.htm"/>
 <o:File HRef="slide0118_image070.jpg"/>
 <o:File HRef="slide0118_image071.gif"/>
 <o:File HRef="slide0068.htm"/>
 <o:File HRef="slide0068_image072.jpg"/>
 <o:File HRef="slide0068_image073.jpg"/>
 <o:File HRef="slide0076.htm"/>
 <o:File HRef="slide0076_image074.jpg"/>
 <o:File HRef="slide0076_image075.jpg"/>
 <o:File HRef="slide0070.htm"/>
 <o:File HRef="slide0070_image076.jpg"/>
 <o:File HRef="slide0082.htm"/>
 <o:File HRef="slide0082_image077.jpg"/>
 <o:File HRef="slide0082_image078.jpg"/>
 <o:File HRef="slide0168.htm"/>
 <o:File HRef="slide0158.htm"/>
 <o:File HRef="slide0158_image079.jpg"/>
 <o:File HRef="slide0158_image080.jpg"/>
 <o:File HRef="slide0170.htm"/>
 <o:File HRef="slide0031.htm"/>
 <o:File HRef="slide0031_image081.jpg"/>
 <o:File HRef="slide0031_image082.jpg"/>
 <o:File HRef="slide0075.htm"/>
 <o:File HRef="slide0075_image083.jpg"/>
 <o:File HRef="slide0075_image084.jpg"/>
 <o:File HRef="slide0122.htm"/>
 <o:File HRef="slide0122_image085.jpg"/>
 <o:File HRef="slide0122_image086.jpg"/>
 <o:File HRef="slide0084.htm"/>
 <o:File HRef="slide0084_image087.jpg"/>
 <o:File HRef="slide0084_image088.jpg"/>
 <o:File HRef="slide0169.htm"/>
 <o:File HRef="slide0102.htm"/>
 <o:File HRef="slide0102_image089.jpg"/>
 <o:File HRef="slide0102_image090.jpg"/>
 <o:File HRef="slide0100.htm"/>
 <o:File HRef="slide0100_image091.jpg"/>
 <o:File HRef="slide0100_image092.jpg"/>
 <o:File HRef="slide0200.htm"/>
 <o:File HRef="slide0200_image093.png"/>
 <o:File HRef="slide0200_image094.jpg"/>
 <o:File HRef="slide0101.htm"/>
 <o:File HRef="slide0101_image095.jpg"/>
 <o:File HRef="slide0101_image096.jpg"/>
 <o:File HRef="slide0171.htm"/>
 <o:File HRef="slide0096.htm"/>
 <o:File HRef="slide0096_image097.jpg"/>
 <o:File HRef="slide0096_image098.jpg"/>
 <o:File HRef="slide0097.htm"/>
 <o:File HRef="slide0097_image099.jpg"/>
 <o:File HRef="slide0097_image100.jpg"/>
 <o:File HRef="slide0098.htm"/>
 <o:File HRef="slide0098_image101.jpg"/>
 <o:File HRef="slide0098_image102.jpg"/>
 <o:File HRef="slide0037.htm"/>
 <o:File HRef="slide0037_image103.jpg"/>
 <o:File HRef="slide0037_image104.jpg"/>
 <o:File HRef="slide0105.htm"/>
 <o:File HRef="slide0105_image105.jpg"/>
 <o:File HRef="slide0105_image106.jpg"/>
 <o:File HRef="slide0186.htm"/>
 <o:File HRef="slide0186_image107.jpg"/>
 <o:File HRef="slide0186_image108.jpg"/>
 <o:File HRef="slide0187.htm"/>
 <o:File HRef="slide0187_image109.jpg"/>
 <o:File HRef="slide0187_image110.jpg"/>
 <o:File HRef="slide0124.htm"/>
 <o:File HRef="slide0124_image111.jpg"/>
 <o:File HRef="slide0124_image112.jpg"/>
 <o:File HRef="slide0125.htm"/>
 <o:File HRef="slide0125_image113.jpg"/>
 <o:File HRef="slide0126.htm"/>
 <o:File HRef="slide0126_image114.jpg"/>
 <o:File HRef="slide0126_image115.jpg"/>
 <o:File HRef="slide0127.htm"/>
 <o:File HRef="slide0127_image116.jpg"/>
 <o:File HRef="slide0127_image117.jpg"/>
 <o:File HRef="slide0128.htm"/>
 <o:File HRef="slide0128_image118.jpg"/>
 <o:File HRef="slide0108.htm"/>
 <o:File HRef="slide0108_image119.jpg"/>
 <o:File HRef="slide0108_image120.jpg"/>
 <o:File HRef="slide0133.htm"/>
 <o:File HRef="slide0133_image121.jpg"/>
 <o:File HRef="slide0133_image122.jpg"/>
 <o:File HRef="slide0134.htm"/>
 <o:File HRef="slide0134_image123.jpg"/>
 <o:File HRef="slide0134_image124.jpg"/>
 <o:File HRef="slide0134_image125.gif"/>
 <o:File HRef="slide0135.htm"/>
 <o:File HRef="slide0135_image126.jpg"/>
 <o:File HRef="slide0135_image127.jpg"/>
 <o:File HRef="slide0135_image128.gif"/>
 <o:File HRef="slide0136.htm"/>
 <o:File HRef="slide0136_image129.jpg"/>
 <o:File HRef="slide0136_image130.jpg"/>
 <o:File HRef="slide0130.htm"/>
 <o:File HRef="slide0130_image131.jpg"/>
 <o:File HRef="slide0131.htm"/>
 <o:File HRef="slide0131_image132.jpg"/>
 <o:File HRef="slide0132.htm"/>
 <o:File HRef="slide0132_image133.jpg"/>
 <o:File HRef="slide0132_image134.jpg"/>
 <o:File HRef="slide0160.htm"/>
 <o:File HRef="slide0160_image135.jpg"/>
 <o:File HRef="slide0160_image136.jpg"/>
 <o:File HRef="slide0161.htm"/>
 <o:File HRef="slide0161_image137.jpg"/>
 <o:File HRef="slide0161_image138.jpg"/>
 <o:File HRef="slide0162.htm"/>
 <o:File HRef="slide0162_image139.jpg"/>
 <o:File HRef="slide0162_image140.jpg"/>
 <o:File HRef="slide0172.htm"/>
 <o:File HRef="slide0172_image141.jpg"/>
 <o:File HRef="slide0173.htm"/>
 <o:File HRef="slide0173_image142.jpg"/>
 <o:File HRef="slide0173_image143.jpg"/>
 <o:File HRef="slide0174.htm"/>
 <o:File HRef="slide0174_image144.jpg"/>
 <o:File HRef="slide0174_image145.jpg"/>
 <o:File HRef="slide0175.htm"/>
 <o:File HRef="slide0175_image146.jpg"/>
 <o:File HRef="slide0175_image147.jpg"/>
 <o:File HRef="slide0176.htm"/>
 <o:File HRef="slide0176_image148.jpg"/>
 <o:File HRef="slide0176_image149.jpg"/>
 <o:File HRef="slide0177.htm"/>
 <o:File HRef="slide0177_image150.jpg"/>
 <o:File HRef="slide0177_image151.jpg"/>
 <o:File HRef="slide0179.htm"/>
 <o:File HRef="slide0179_image152.jpg"/>
 <o:File HRef="slide0179_image153.jpg"/>
 <o:File HRef="slide0181.htm"/>
 <o:File HRef="slide0181_image154.jpg"/>
 <o:File HRef="slide0181_image155.jpg"/>
 <o:File HRef="slide0182.htm"/>
 <o:File HRef="slide0182_image156.jpg"/>
 <o:File HRef="slide0185.htm"/>
 <o:File HRef="slide0185_image157.jpg"/>
 <o:File HRef="slide0185_image158.jpg"/>
 <o:File HRef="slide0188.htm"/>
 <o:File HRef="slide0188_image159.jpg"/>
 <o:File HRef="slide0188_image160.jpg"/>
 <o:File HRef="slide0189.htm"/>
 <o:File HRef="slide0189_image161.jpg"/>
 <o:File HRef="slide0189_image162.jpg"/>
 <o:File HRef="slide0190.htm"/>
 <o:File HRef="slide0190_image163.jpg"/>
 <o:File HRef="slide0206.htm"/>
 <o:File HRef="slide0206_image164.jpg"/>
 <o:File HRef="slide0191.htm"/>
 <o:File HRef="slide0191_image165.jpg"/>
 <o:File HRef="slide0193.htm"/>
 <o:File HRef="slide0193_image166.jpg"/>
 <o:File HRef="slide0193_image167.jpg"/>
 <o:File HRef="slide0195.htm"/>
 <o:File HRef="slide0195_image168.jpg"/>
 <o:File HRef="slide0196.htm"/>
 <o:File HRef="slide0196_image169.jpg"/>
 <o:File HRef="slide0196_image170.gif"/>
 <o:File HRef="master01.htm"/>
 <o:File HRef="master06_stylesheet.css"/>
 <o:File HRef="script.js"/>
 <o:MainFile HRef="../JoyceRetirement.htm"/>
 <o:File HRef="fullscreen.htm"/>
 <o:File HRef="buttons.gif"/>
 <o:File HRef="frame.htm"/>
 <o:File HRef="outline.htm"/>
 <o:File HRef="filelist.xml"/>
</xml>